North American® Company for Life and Health Insurance, 4350 Westown Parkway, West Des Moines, Iowa 50266
INDEXED ANNUITIES
Buyer’s Guide to Fixed Index Annuities
NA Buyer’s Guide to Fixed Index Annuities
North American Charter™ 10 - Index cap rate only product with a 3% premium bonus on all premium payments received during the first 7 contract years.
North American Charter™ 14 – Index cap rate only product with an 8% premium bonus on all premium payments received during the first seven contract years.
North American Freedom Choice® - Choice of six annual reset Index Account options using Monthly Point-to Point and Annual Point-to-Point plus a Fixed Account option and choice of four surrender charge options.
Performance Choice® 8 - Seven Index Account Options plus a Fixed Account Option and featuring the Inverse Performance Trigger. Eight year surrender period.
NA Performance Choice™ 12 - Seven Index Account Options plus a Fixed Account Option and featuring the Inverse Performance Trigger. Twelve year surrender charge period.
Performance Choice® 8 Plus - Same features as Performance Choice® 8 and in addition a 4% Premium Bonus for all premium received in the first five contract years.
Performance Choice® 12 Plus- Same features as Performance Choice® 12 and in addition an 8% Premium Bonus for all premium received in the first five contract years.
North American Precision™ 10 – Ten year surrender period product featuring a 3% Premium Bonus for all premium received in the first seven contract years.
North American Precision™ 14 - Fourteen year surrender period product featuring an 8% Premium Bonus for all premium received in the first seven contract years.
North American Prizm Plus® 10 – Six Index Account Options plus a Fixed Account Option featuring a 3% Premium Bonus for all premium received in the first seven contract years. Ten year surrender charge period.
North American Prizm Plus® 14 – Six Index Account Options plus a Fixed Account Option featuring an 8% Premium Bonus for all premium received in the first seven contract years. Fourteen year surrender period.
NAC RetireChoice™ 10 - Five Index Account Options, a Fixed Account Option and The Inverse Performance Trigger plus a 2.5% Premium Bonus for all premium received in the first five contract years with an Optional Additional Benefit Rider to increase bonus to 5% and optional additional 5% Payout Benefit on Accumulation Value at payout after the surrender charge period. Ten year surrender charge period.
NAC RetireChoice™ 14 – Features a 5% Premium Bonus for all premium received in the first five contract years with an Optional Additional Benefit Rider to increase bonus to 10% and optional additional 4% Payout Benefit on Accumulation Value at payout after the surrender charge period. Fourteen year surrender charge period.
North American Ten® - Seven Index Account Options and a Fixed Account Option featuring a 6% Premium Bonus for all premium received in the first five contract years. Ten year surrender period.
Income Pay® - Income Pay® is an optional Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider which can be added to any of the Indexed Annuity contracts for an annual fee and offers a choice of three Bonus Credit Options on the Guaranteed Minimum Withdrawal Value. Option 1 - 5.50% Bonus Credit for life or until lifetime payments begin, Option 2 - 7% Bonus Credit for the first 10 contract years, Option 3 - 6.75% Bonus Credit for the first 10 contract years and in the tenth year includes the option to extend the credit for an additional 10 years. Designed to help generate a higher level of guaranteed lifetime income, Income Pay allows you to control when you receive income payments.
TRADITIONAL FIXED ANNUITIES
Buyer’s Guide to Fixed Deferred Annuities
NA Buyer’s Guide to Fixed Deferred Annuities
The Boomer Annuity® - Annual Fixed Interest Account plus featuring a 5 % Premium Bonus for all premium received in the first five contract years.
North American Director™- Multi-year guaranteed interest annuity (MYGA) offering an interest rate bonus on all premiums received during the first year.
North American Flex Series - Flexible premium fixed annuity offering a one-year guaranteed interest rate on initial premium. Seven, ten and fourteen year surrender periods. Featuring a 5% Premium Bonus for all premium received in the first five contract years on Flex II – 10 years; and 10% Premium Bonus for all premium received in the first five contract years on Flex III – 14 years.
North American Guarantee Choice- Multi-year guaranteed interest annuity offering 8 different guarantee periods (3 years – 10 years) and premium banding on rates.
North American Income® - Single premium immediate annuity that protects premium while providing a competitive income in order to maximize benefits and achieve retirement goals.
Products offering a Premium Bonus may result in a lower rate than products that don’t offer a Premium Bonus. Premium Bonus may vary by annuity product and length of surrender charge period selected.
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