United of Omaha Life Insurance Company, A Mutual of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, NE 68175
Term Life Express Term Life Insurance - 15, 20, or 30-year periods of Term Life Insurance. Simplified Underwriting. Term Life Express offers a variety of provisions and optional benefits that today’s homeowners want. More than just mortgage insurance, it gives clients and their families the peace of mind of knowing that money will be available to help pay off their mortgage or other debts if they die, or help make their mortgage payments if they suffer a disability. Some benefits that are included are: Accelerated Death Benefit, Waiver of Premium for Unemployment, and Common Carrier Death Benefit. $50,000 to $400,000.
Term Life Answers Term Life Insurance- 10, 15, 20, and 30-year periods of Term Life Insurance. Fully Underwritten. $100,000 to $1,000,000 and above. Some benefits that are included are: Accelerated Death Benefit, Waiver of Premium for Unemployment, and Accidental Death Benefit.
Whole Life Express Whole Life Insurance- Coverage to age 100. Simple application with a limited number of health questions and no medical exams. Rates never increase with age and benefits never decrease. Builds cash value. $5,000 to $50,000. Issue age – 26 to 80.
Living Promise Whole Life Insurance – A plan designed to help provide affordable whole life protection that pays benefits directly to the person you choose to take care of your outstanding medical bills, unexpected expenses or debt that you may leave behind. Simplified underwriting. No medical exam. It provides two plans. The Level benefit plan is for ages 45 to 85 with face amounts from $2,000 to $40,000.
The Graded benefit plan is for ages 45 to 80 with face amounts from $2,000 to $20,000. This policy contains a graded benefit meaning that for death due to natural causes (any cause other than accidental) during the first two years, the beneficiary will receive all premiums plus 10 percent. After the two years, the full benefit is paid for death due to all causes. Full death benefits will be paid, in all years, if death results from an accidental bodily injury.
Children’s Whole Life Insurance- In addition to the death benefit which we all need, one of the advantages of purchasing life insurance at an early age is that it can help protect future insurability. Ages 14 days to 25 years, in face amounts of $5,000 to $30,000. A whole life policy that matures at age 100. Limited health questions and no medical exam. Rates never increase with age and benefits never decrease. Cash value builds over time.
Guaranteed Universal Life, Guaranteed Universal Life Plus, and Guaranteed Universal Life Express Permanent Life Insurance- Level premium coverage that provides lifelong protection and Flexibility. Safety of principal; Tax-deferred growth, at competitive interest rates; Cash accumulation to meet specific objectives such as emergencies, business opportunities, education expenses, mortgage repayment and supplemental retirement income; Flexibility to change the plan; and easy access to your money through a policy loan or withdrawal.
GUL (Guaranteed Universal Life) Permanent Life Insurance- Lock-in a larger death benefit. Approval may take longer because more information is needed for underwriting. However, if you want more coverage at an affordable rate, GUL may be what you want.
GUL Plus (Guaranteed Universal Life) Permanent Life Insurance – If you are seeking larger face amounts and a cash accumulation feature, GUL Plus can meet those needs. In addition, GUL Plus offers competitive dump in and short pay premiums and is ideal for 1035 exchanges.
GUL Express (Guaranteed Universal Life) Permanent Life Insurance- Simplify the application process and lock-in a death benefit up to $250,000. No lengthy health inquiry is needed for qualified applicants. You may get a response back in a matter of days. Want coverage quickly? GUL Express may be the right choice.
AccumUL Plus Permanent Universal Life Insurance- Life insurance that can help set a solid foundation for your future while providing protection for your family if something happens to you. AccumUL Plus is a flexible premium life insurance policy that can build cash value over time. Many people like this feature because in addition to protecting their families, it serves as a conservative wealth accumulation vehicle. Permanent life insurance can be an important component of a well-rounded, balanced financial sheet and a flexible asset to help you achieve your long-term goals.